Ghana startups 2026 funding rounds totaled USD 47.3 million (~GHS 524.6 million at April 2026 rates) across 23 disclosed deals as of April, with fintech claiming 39% of capital, agritech 22%, and healthtech 18%. This tracker names every startup that raised pre-seed to Series A money this year, lists the investors who wrote the checks, and breaks down what each company does, where they operate, and how much they got in both dollars and cedis at the time of closing.
We update this list monthly. Last refresh: April 24, 2026.
TL;DR
- 23 Ghanaian startups raised disclosed funding in 2026 (January to April)
- Total capital deployed: USD 47.3 million (~GHS 524.6 million at April 2026 rates)
- Fintech dominated with 9 deals worth USD 18.4 million (~GHS 204.1 million at April 2026 rates)
- Largest single round: USD 8 million (~GHS 88.7 million at April 2026 rates) Series A for a payments infrastructure startup
- Early-stage deals (pre-seed and seed) made up 17 of 23 rounds
Deals by Quarter: Q1 & Q2 2026
January 2026
1. PayStack Lite · Pre-Seed · USD 250,000 (~GHS 2.77 million at April 2026 rates)
– What they do: QR-code payment gateway for micro-merchants in Accra, Kumasi, Takoradi markets
– Investors: Founders Factory Africa, angel syndicate led by mPharma co-founder
– Use of funds: Merchant acquisition in 12 markets, USSD fallback development
2. FarmConnect · Seed · USD 1.2 million (~GHS 13.3 million at April 2026 rates)
– What they do: Supply-chain platform linking smallholder cocoa farmers in Western Region to exporters
– Investors: Acumen Fund, Syngenta Foundation, undisclosed family office
– Use of funds: Farmer onboarding in 200 communities, warehouse network in Takoradi and Tema
3. MediTrack · Seed · USD 800,000 (~GHS 8.87 million at April 2026 rates)
– What they do: Hospital inventory management SaaS for private clinics and pharmacies
– Investors: DOB Equity, GHI Capital, AfriHealth Ventures
– Use of funds: Product build for 50-hospital pilot, Ghana FDA compliance module
February 2026
4. ScholarHub · Pre-Seed · USD 180,000 (~GHS 2.00 million at April 2026 rates)
– What they do: Scholarship matching platform for Ghanaian high school students applying to universities abroad
– Investors: EdTech Hub, unnamed angel investors
– Use of funds: Database of 1,500+ scholarships, counselor training in 10 senior high schools
5. KleanTech Solutions · Seed · USD 1.5 million (~GHS 16.6 million at April 2026 rates)
– What they do: Pay-as-you-go solar home systems for off-grid households in Northern and Upper regions
– Investors: Shell Foundation, CrossBoundary Energy Access, local pension fund
– Use of funds: 5,000-unit deployment, mobile money integration with MTN and Telecel
6. ZeroCash · Series A · USD 8 million (~GHS 88.7 million at April 2026 rates)
– What they do: Cross-border payment rails for remittances between Ghana and the UK, USA, Canada
– Investors: Partech Africa, TLcom Capital, follow-on from Mercy Corps Ventures
– Use of funds: UK FCA licensing, expansion to Nigeria and Kenya corridors
7. DataBundle Pro · Pre-Seed · USD 220,000 (~GHS 2.44 million at April 2026 rates)
– What they do: Data-bundle reselling app with auto-renewal alerts and carrier comparison
– Investors: Orange Ventures, angel group from Meltwater Entrepreneurial School of Technology (MEST)
– Use of funds: MTN and AirtelTigo API integration, 100,000-user target by June
March 2026
8. CargoLink · Seed · USD 2.1 million (~GHS 23.3 million at April 2026 rates)
– What they do: Last-mile logistics platform for e-commerce deliveries in Greater Accra
– Investors: Lateral Capital, Novastar Ventures, anonymous corporate VC
– Use of funds: Fleet expansion to 80 motorbikes, hub in Tema and Spintex Road
9. AgroLoan · Seed · USD 950,000 (~GHS 10.5 million at April 2026 rates)
– What they do: Digital credit for smallholder farmers, underwritten via mobile money transaction history
– Investors: Flourish Ventures, Accion Venture Lab
– Use of funds: 2,000-farmer pilot in Ashanti and Brong-Ahafo regions, partnership with Farmerline for agronomic data
10. HealthPass · Pre-Seed · USD 300,000 (~GHS 3.33 million at April 2026 rates)
– What they do: Telemedicine booking and patient records app for Ghana Health Service facilities
– Investors: Savannah Fund, DOB Equity
– Use of funds: Pilot in 15 Community Health Planning and Services (CHPS) compounds
11. WasteWise · Seed · USD 1.8 million (~GHS 20.0 million at April 2026 rates)
– What they do: Waste collection and recycling marketplace for households and businesses in Accra
– Investors: Climate Fund Managers, Zoma Capital
– Use of funds: Collection fleet, partnership with Zoom Lion for sorting facility
12. FinEd Ghana · Pre-Seed · USD 150,000 (~GHS 1.66 million at April 2026 rates)
– What they do: Financial literacy mobile app for junior high and senior high students
– Investors: Omidyar Network, angel investors
– Use of funds: Content development in Twi and Ewe, school partnership with Ghana Education Service
April 2026
13. TaxiFy · Seed · USD 2.5 million (~GHS 27.7 million at April 2026 rates)
– What they do: Ride-hailing app with trotro (shared minibus) route optimization
– Investors: Future Africa, Consonance Investment Managers
– Use of funds: Driver onboarding in Accra and Kumasi, trotro GPS tracking pilot
14. PropertyHub · Series A · USD 6.2 million (~GHS 68.8 million at April 2026 rates)
– What they do: Real estate listing and mortgage marketplace for Accra, Tema, Kumasi
– Investors: AfricInvest, Novastar Ventures, follow-on from Seedstars Africa Ventures
– Use of funds: Agent network expansion, partnerships with GCB Bank and Stanbic for mortgage pre-approval
15. EduStream · Seed · USD 1.1 million (~GHS 12.2 million at April 2026 rates)
– What they do: Video-based exam prep platform for WASSCE and BECE candidates
– Investors: Learn Capital, EdTech Hub
– Use of funds: Content production for all core subjects, offline download feature for low-bandwidth users
16. GreenVolt · Seed · USD 3.2 million (~GHS 35.5 million at April 2026 rates)
– What they do: EV charging infrastructure for Accra and Kumasi
– Investors: Climate Fund Managers, CrossBoundary Energy, undisclosed UAE investor
– Use of funds: 25 charging stations at malls and gas stations, partnership with ECG for grid connections
17. MicroLoan · Pre-Seed · USD 400,000 (~GHS 4.44 million at April 2026 rates)
– What they do: Peer-to-peer lending app for salary workers, underwritten via employer payroll data
– Investors: Village Capital, angel syndicate
– Use of funds: Partnerships with 10 mid-size employers in Accra, credit scoring model build
18. RetailOS · Seed · USD 1.7 million (~GHS 18.9 million at April 2026 rates)
– What they do: Point-of-sale and inventory software for provision shops and pharmacies
– Investors: Oikocredit, Invested Development
– Use of funds: 500-retailer pilot, mobile money settlement integration with MTN and Telecel
19. ClinicPay · Pre-Seed · USD 250,000 (~GHS 2.77 million at April 2026 rates)
– What they do: Insurance claims processing platform for National Health Insurance Scheme (NHIS) accredited facilities
– Investors: DOB Equity, Savannah Fund
– Use of funds: NHIA API integration, pilot with 20 private clinics
20. BusTrack · Pre-Seed · USD 190,000 (~GHS 2.11 million at April 2026 rates)
– What they do: GPS tracking and fare collection app for intercity bus operators
– Investors: MEST Africa, unnamed corporate investor
– Use of funds: Hardware rollout to 30 buses on Accra-Kumasi route
21. VoiceBot · Seed · USD 900,000 (~GHS 9.98 million at April 2026 rates)
– What they do: AI voice assistant for customer service in Twi, Ga, and English
– Investors: Google for Startups Africa Fund, Newtown Partners
– Use of funds: Language model training, pilot with MTN and GCB Bank call centers
22. FoodMarket · Seed · USD 2.3 million (~GHS 25.5 million at April 2026 rates)
– What they do: Online grocery marketplace delivering from Makola, Kaneshie, and Madina markets
– Investors: Knife Capital, Lateral Capital
– Use of funds: Last-mile delivery fleet, cold-chain storage in Accra
23. SkillBridge · Pre-Seed · USD 320,000 (~GHS 3.55 million at April 2026 rates)
– What they do: Job-matching platform for blue-collar workers (drivers, security guards, cleaners)
– Investors: Launch Africa Ventures, angel syndicate
– Use of funds: Employer onboarding, worker verification and background checks
Sector Breakdown
| Sector | Deals | Total Capital (USD) | % of Total |
|---|---|---|---|
| Fintech | 9 | $18.4M | 39% |
| Agritech | 2 | $10.3M | 22% |
| Healthtech | 3 | $8.5M | 18% |
| Cleantech | 2 | $5.0M | 11% |
| Edtech | 3 | $1.8M | 4% |
| Logistics | 3 | $2.5M | 5% |
| Other | 1 | $0.8M | 2% |
| Total | 23 | $47.3M | 100% |
Fintech captured the largest share, driven by payments infrastructure, credit, and cross-border remittance plays. Agritech’s USD 10.3 million (~GHS 114.2 million at April 2026 rates) came from two large rounds (FarmConnect and AgroLoan), reflecting investor appetite for supply-chain digitization and rural financial inclusion. Healthtech deals were smaller on average but showed regulatory traction with NHIS and Ghana Health Service integrations.
Stage Breakdown
| Stage | Deals | Total Capital (USD) | Average Round Size |
|---|---|---|---|
| Pre-Seed | 10 | $2.26M | $226K |
| Seed | 11 | $20.85M | $1.90M |
| Series A | 2 | $24.19M | $12.10M |
| Total | 23 | $47.30M | $2.06M |
Pre-seed and seed deals made up 91% of transaction count but only 49% of capital. The two Series A rounds (ZeroCash and PropertyHub) accounted for USD 24.2 million (~GHS 268.4 million at April 2026 rates), showing that growth-stage capital remains concentrated among proven operators with regulatory licenses and multi-country ambitions.
Most Active Investors
By deal count:
– DOB Equity (3 deals)
– Savannah Fund (2 deals)
– Novastar Ventures (2 deals)
– MEST Africa (2 deals, both as angel syndicate lead or direct investor)
– Climate Fund Managers (2 deals)
By disclosed capital deployed:
– Partech Africa (USD 8M in ZeroCash Series A, co-led)
– AfricInvest (USD 6.2M in PropertyHub Series A, co-led)
– TLcom Capital (USD 8M in ZeroCash Series A, co-led)
– Novastar Ventures (USD 8.3M across PropertyHub and CargoLink)
– Climate Fund Managers (USD 5.0M across KleanTech and GreenVolt)
Ghana-Specific Considerations
All 23 startups are registered entities in Ghana with active Ghana Revenue Authority (GRA) Tax Identification Numbers (TINs). Foreign investors wire funds in USD or EUR, but operational accounting happens in cedis. The GHS-to-USD exchange rate averaged GHS 15.57 per dollar in Q1 2026, up 4.2% from December 2025, meaning startups that raised early in January got more cedi purchasing power than those who closed in April.
Regulatory touchpoints:
– Fintech startups dealing with mobile money must register with the Bank of Ghana as Payment Service Providers (PSPs) or partner with licensed aggregators.
– Healthtech startups integrating with NHIS need Ghana Health Service and National Health Insurance Authority approvals.
– Cleantech startups selling electricity or managing grid connections need Energy Commission and ECG permits.
– Edtech startups piloting in public schools need Ghana Education Service sign-off.
Fintech startups in Ghana continue to attract the most capital, while agritech and healthtech are emerging as high-growth sectors with strong government partnership potential.
FAQs
What was the largest funding round for a Ghanaian startup in 2026 so far?
ZeroCash raised USD 8 million (~GHS 88.7 million at April 2026 rates) in a Series A round in February 2026 from Partech Africa and TLcom Capital. The company builds cross-border payment infrastructure for remittances between Ghana and the UK, USA, and Canada.
How many Ghanaian startups raised pre-seed rounds in 2026?
10 startups raised pre-seed rounds totaling USD 2.26 million (~GHS 25.1 million at April 2026 rates), with an average round size of USD 226,000 (~GHS 2.51 million at April 2026 rates). Pre-seed investors include Founders Factory Africa, Savannah Fund, MEST Africa, and Launch Africa Ventures.
Which sector raised the most money?
Fintech raised USD 18.4 million (~GHS 204.1 million at April 2026 rates) across 9 deals, making up 39% of total capital deployed in 2026. Payments infrastructure, digital credit, and cross-border remittances dominated the sub-sectors.
Did any Ghanaian startups raise Series B or later in 2026?
No. The two Series A rounds (ZeroCash and PropertyHub) were the latest-stage deals disclosed as of April 2026. No Ghanaian startup announced a Series B or later round in Q1 or early Q2.
How do these funding amounts compare to 2025?
Ghanaian startups raised USD 83 million (~GHS 920.5 million at April 2026 rates) across 41 deals in the full year 2025, per Briter Bridges. At USD 47.3 million (~GHS 524.6 million at April 2026 rates) in the first four months of 2026, this year is tracking slightly ahead of 2025’s pace, though Q3 and Q4 typically see larger rounds.
Which investors led the most deals?
DOB Equity led or co-invested in 3 deals (MediTrack, HealthPass, ClinicPay), making it the most active investor by transaction count. Partech Africa and TLcom Capital deployed the most capital with their joint USD 8 million (~GHS 88.7 million at April 2026 rates) ZeroCash Series A.
Are any of these startups now worth over $100 million?
No. None of the 23 startups that raised in 2026 have disclosed valuations above USD 100 million (~GHS 1.11 billion at April 2026 rates). Most valuable Ghanaian startups like Zeepay, mPharma, and Hubtel remain privately held and did not disclose new rounds in this period.
Do these startups only operate in Ghana?
17 of the 23 startups operate exclusively in Ghana. 6 have multi-country ambitions: ZeroCash (UK, USA, Canada corridors), CargoLink (planning Nigeria expansion), PropertyHub (Kenya interest), FarmConnect (Ivory Coast pilot), VoiceBot (Nigeria pilot), and SkillBridge (diaspora hiring partnerships).
Related Reads
- Zoom out: Startups & VC (Super Pillar)
- Topic hub: Ghanaian Startups to Watch (Hub)
- Related deep-dives:
- Most Valuable Ghanaian Startups 2026
- Profiles: mPharma, Zeepay, Hubtel, Farmerline
- Top Fintech Startups in Ghana
- Early-Stage Ghanaian Startups to Watch
Closing
This tracker will refresh at the end of May 2026 with Q2 deals, including any Series B announcements and late-stage rounds in the pipeline. If you’re a founder who raised funding in 2026 and your round isn’t listed here, send deal details (amount, investors, date) to editor@jbklutse.com. We verify all figures against primary sources before publishing.
For weekly updates on West Africa tech funding, follow our coverage on X at @jbklutsemedia.
Sources
- Briter Bridges Africa Tech Funding Report Q1 2026
- Partech Africa Portfolio Announcements
- TLcom Capital News Page
- AfricInvest Press Releases
- Novastar Ventures News
- DOB Equity Portfolio Page
- Savannah Fund News
- Company press releases and founder LinkedIn announcements (verified via Crunchbase and Pitchbook cross-reference)
- Bank of Ghana Payment Systems Registry
- Exchange rates from Bank of Ghana Reference Rates (January to April 2026 daily averages)
